CareCredit is not a dental insurance policy. Rather, it is a healthcare credit card that can be used to pay for various healthcare-related expenses, including dental procedures. CareCredit offers low-interest payment plans to make healthcare more affordable for individuals and families.
The company was founded in 1987 and is headquartered in Costa Mesa, California. It is part of Synchrony, a financial services company that specializes in consumer credit. CareCredit is accepted at over 240,000 locations nationwide, including dental offices, veterinary clinics, optometry practices, and more.
CareCredit’s low-interest payment plans are designed to make healthcare more accessible to people who may not have the resources to pay for expensive procedures upfront. The payment plans range from six to 60 months, depending on the cost of the procedure and the provider’s policies. The interest rates are typically lower than credit cards and personal loans, and there are no upfront fees or prepayment penalties.
What is Care Credit? Care Credit is a healthcare credit card that can be used to pay for out-of-pocket healthcare expenses not covered by insurance.
Smiley Dental is a dental practice that accepts CareCredit as a payment option. Patients can use their CareCredit card to pay for dental procedures, including preventative care, cosmetic dentistry, and orthodontics. By using CareCredit, patients can spread the cost of their dental treatment over time, making it more affordable and manageable.
In summary, CareCredit is not a dental insurance policy but a healthcare credit card that provides low-interest payment plans to make healthcare more affordable. Smiley Dental is a dental practice that accepts CareCredit as a payment option, allowing patients to spread the cost of their dental treatment over time.